Finally. A new home loan that rewards you

Exclusive offer for new customers
1.99
%^
p.a.
Variable rate
1.89
%*
p.a.
Comparison rate
Owner Occupier (principal and interest). Investor offers soon
OneTwo’s Rate Reducing Loan

Earn discounts off your interest rate, just by paying on time

Variable rate

We offer a home loan with a variable rate which will move up and down

Earn rate discounts

You can earn a discount of up to 0.15% off your interest rate (down to 1.84% p.a.)

Save money

Apply your discount to the variable rate and save money
The more you pay off,
the more it pays off

Rewarding your loyalty

Extra payment match

OneTwo will match your extra loan payments made in first 6 months dollar-for-dollar, up to $2,500 in total

Rate match

Our existing customers will always enjoy our best rate available

No ongoing fees#

We don't charge any upfront or ongoing fees - which means no application, account keeping or exit fees
OneTwo beta

Be the first to enjoy the rewards

If you have an enquiry about our Rate Reducing Home Loan, please call us on 1300 696 683,
SMS us on 0412 776 729 or register below and we'll get back to you shortly.