A brand new kind of home loan
A home loan where your interest rate reduces automatically, as you pay off your loan.
OUR PARTNERS AND INVESTORS
Rate discounts
Get automatic rate discounts up to 0.15% as you pay off your loan.
Bonus payments
We match any additional loan payments in the first 6 months, up to $2,500 in total.
No fees
We play fair. No application, account keeping or exit fees, as we know every dollar counts.#
Apply in minutes
Apply online via video call with our Home Loan Specialists in minutes.
EXPLAINER
Not a fan of graphs?
Let us explain.
Fast digital home loans
We’ve streamlined the usual home loan process to create a quick and simple application experience.
Video application
We’re here to help make it quick and easy to apply. We guide you and present your financial information to you, all from the comfort of your home.
Approval outcome
We process your documents in real time. No forms, no fuss. We’ll keep you informed if we need to gather extra information, and will let you know where you stand.
Loan offer
Your digital loan offer includes everything you need to know. Sign it online from your home device, no paperwork required.
Settlement
We manage the refinancing change over from your existing lender and support you to set up your new OneTwo home loan.
Our People
We love what we do. We’re curious, we challenge the norms and we learn from each other every day.
About us
What our customers are saying
Google reviews
Rate Reducing Home Loan
Switch now to a home loan that rewards you.
Switching is easy as OneTwo
Get in touch
We’re here to help
Monday to Friday 9am - 5pm (AEST)-
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