Terms of use

1. This website

This website (www.onetwo.com.au) (Site) is owned and operated by OneTwo Finance Pty Ltd ABN 20 637 329 321 (we, our or us).

2. Acceptance

By accessing and/or using our Site, you acknowledge and accept these terms of use (Terms). Please read these Terms carefully and immediately cease using our Site if you do not agree to the Terms.

3. Variations

We may, at any time and at our discretion, vary these Terms by publishing the varied terms on our Site. We recommend that you check our Site regularly to ensure you are aware of our current terms. Material and information on this Site (Content) is subject to change without notice. We do not undertake to keep our Site up to date and we are not liable if any Content is inaccurate or out of date.

4. Licence to use our site

We grant you a non-exclusive, royalty-free, revocable, worldwide, non-transferable licence to use our Site in accordance with these Terms. All other uses are prohibited without our prior written consent.

5. Prohibited conduct

You must not do or attempt to do anything: that is unlawful or prohibited by any laws applicable to our Site; which we would consider inappropriate; or which might bring us or our Site into disrepute, including (without limitation):
  1. anything that would constitute a breach of an individual’s privacy (including uploading private or personal information without an individual's consent) or any other legal rights
  2. using our Site to defame, harass, threaten, menace, or offend any person
  3. interfering with any user using our Site
  4. tampering with or modifying our Site, knowingly transmitting viruses or other disabling features, or damaging or interfering with our Site, including (without limitation) using trojan horses, viruses, piracy, or programming routines that may damage or interfere with our Site
  5. using our Site to send unsulicited email messages, or
  6. facilitating or assisting a third party to do any of the above acts.

6. No competition

You are prohibited from using our Site, including the Content, in any way that competes with our business.

7. No commercial use

Our Site is for your personal, non-commercial use only. You must not use our Site, or any of the Content, for commercial purposes, including any advertising or advertising revenue generation activity on your own website or any other platform, without obtaining a licence to do so from us.

8. General information only

The Content is not comprehensive and is for general information purposes only. The Content has been prepared without taking into account your specific needs, objectives, or circumstances, and it is not advice. While we use reasonable attempts to ensure the accuracy and completeness of the Content, we make no representation or warranty in relation to it, to the maximum extent permitted by law.

9. Intellectual property rights

Unless otherwise indicated, we own or licence all rights, title, and interest (including intellectual property rights) in our Site and the Content. Your use of our Site and your use of and access to any Content does not grant or transfer to you any rights, title, or interest in relation to our Site or the Content. You must not:
  1. copy or use, in whole or in part, any Content
  2. reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, or circulate any Content to any third party, or
  3. breach any intellectual property rights connected with our Site or the Content, including (without limitation) altering or modifying any of the Content, causing any of the Content to be framed or embedded in another website or platform, or creating derivative works from the Content.

10. Third-party sites

Our Site may contain links to websites operated by third parties. Unless expressly stated otherwise, we do not control, endorse, or approve, and are not responsible for, the content on those websites. You should make your own investigations with respect to the suitability of those websites. Any access, and use you make of such third-party material, is entirely at your own risk.

11. Warranties and disclaimers

To the maximum extent permitted by law, we make no representations or warranties about our Site or the Content, including (without limitation) that:
  1. they are complete, accurate, reliable, up to date, and suitable for any particular purpose
  2. access will be uninterrupted, error-free, or free from viruses, or
  3. our Site will be secure. You read, use, and act on our Site and the Content at your own risk.

12. Limitation of liability

To the maximum extent permitted by law, we are not responsible for any loss, damage or expense, howsoever arising, whether direct or indirect and/or whether present, unascertained, future or contingent (Liability) suffered by you or any third party, arising from or in connection with your use of our Site and/or the Content and/or any inaccessibility of, interruption to or outage of our Site and/or any loss or corruption of data and/or the fact that the Content is incorrect, incomplete or out of date.

13. Indemnity

To the maximum extent permitted by law, you must indemnify us, and hold us harmless, against any Liability suffered or incurred by us arising from or in connection with your use of our Site or any breach of these Terms or any applicable laws by you. This indemnity is a continuing obligation, independent from the other obligations under these Terms, and continues after these Terms end. It is not necessary for us to suffer or incur any Liability before enforcing a right of indemnity under these Terms.

14. Termination

These Terms are effective until terminated by us, which we may do at any time and without notice to you. In the event of termination, all restrictions imposed on you by these Terms and limitations of liability set out in these Terms will survive.

15. Severance

If a provision of these Terms is held to be void, invalid, illegal, or unenforceable, that provision must be read down as narrowly as necessary to allow it to be valid or enforceable. If it is not possible to read down a provision (in whole or in part), that provision (or that part of that provision) is severed from these Terms without affecting the validity or enforceability of the remainder of that provision or the other provisions in these Terms.

16. Jurisdiction

Your use of our Site and these Terms are governed by the laws of Victoria. You irrevocably and unconditionally submit to the exclusive jurisdiction of the courts operating in Victoria and any courts entitled to hear appeals from those courts, and you waive any right to object to proceedings being brought in those courts. Our Site may be accessed throughout Australia and overseas. We make no representation that our Site complies with the laws (including intellectual property laws) of any country outside Australia. If you access our Site from outside Australia, you do so at your own risk and you are responsible for complying with the laws of the jurisdiction from which you access our Site.

17. Notices

For any notices, our registered address is:
OneTwo Finance Pty Ltd
Level 9, 37 Pitt Street
Sydney NSW 2000

18. Contact us

If you have any questions or comments, please reach out to us at contact@onetwo.com.au

Version 1.2 dated 27.05.21